Ocean County Observer

Letter to the Editor 11/20/2006

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Follow Up Letter to all six Mayors of Long Beach Island on the Evacuation Plan issue.

Dear Mayor;

On September 17, 2005 you were sent a letter from our President, John Kostopoulos, on behalf of the more than one hundred members of the LBI democratic Club suggesting, in light of the great difficulties we all witnessed in the government response to Hurricane Katrina, that it was a good time to review the Plans and resources available to deal with a hurricane hitting the Island.

On a matter of this importance we were disappointed not to receive a written reply from you.  We did get some information from our towns’ emergency responders, which we appreciated.  However after carefully reviewing the information available to us we are very much concerned that Island occupants are at great risk, and not well prepared for a serious storm and flooding. The major reasons for our concern are presented below.

First, it is important to recognize that, as a very long barrier Island with one exit road that narrows to two lanes (at the Hospital), we are in a somewhat unique and very vulnerable situation.  No generic FEMA or State Plan would be applicable to us. We were told that four days would be needed to clear the Island in the summer season. That means that an evacuation would have to be ordered and begun when a hurricane was still far away –around 1000 miles or near Florida- but predicted to hit us. Improvements in predicting hurricane paths have been made over the years, but four days ahead of the impact time the error involved is still high, and there is a high probability that it would miss us. With that much uncertainty it would be very difficult to make an evacuation decision that early, and it is much more likely that a decision would be made one to two days ahead of the impact time when the prediction errors are a lot less.  Unfortunately, that means that in our situation a full evacuation would likely not be possible.

This problem is made worse because there are apparently no Contingency Plans in place, i.e. what one is supposed to do if he/she cannot get off the Island. Only Barnegat Light is developing such a Contingency Plan – to be ready in June we were told.  So it seems that once you get in your car and get stuck on the Boulevard you are on your own. This is a disaster just waiting to happen. We recommend that every Town promptly develop such a contingency Plan, or better yet a single, consistent Island- wide Plan, since you never know which Town you’ll get stuck in.

 

Second, we are told that there is an Evacuation Plan in place but that the public is not permitted to see it, because of a Directive to withhold information that could aid a terrorist. We looked into this.  Any “Directive” to keep the Evacuation Plan from the public doesn’t come from FEMA. They in fact are concerned with such a restriction because they feel that the more the public knows about their own evacuation plans the better.  The New Jersey Office of Counter Terrorism referred us to Executive Order 21 from former Governor McGreevy which does authorize withholding information from the public that would interfere with the State’s ability to defend against a terrorist attack or would materially increase the risk of such an attack. But they also said that this requirement was not intended to restrict public access to plans for natural events such as hurricanes. So, we contend that applying this restriction to a Plan that is to be used for hurricanes is not appropriate, and is in fact the exact opposite of what good emergency   planning should be.  The basis and history of the decision to keep this Plan from the public should be made known. Absent any compelling reason we may be unaware of, the existing Plan should be condensed –omitting any truly sensitive information- and made public.  In the interim period while that is being done, an all- day seminar involving all the Island Towns and Stafford should be conducted.

Some issues to address in a condensed Plan and a Seminar include;

1. Is the Evacuation Plan referred to the same as the Plan for nuclear emergencies that was developed with funding from the Oyster Creek Generating Station? If so, does it cover the Island Townships South of the Bridge and outside the Oyster Creek planning area?

2. What state, county, local government offices are involved in a hurricane evacuation? What are their responsibilities?  What are their decision- making authorities?  Can one party override another? What emergency response assets and resources does each have?

3. Who has the authority to order an evacuation? If each mayor and certain county and state officials do, what happens if there is disagreement?  For example, if only one mayor decides to evacuate, are the resources of all the towns and agencies, especially Stafford and Ship Bottom since they control access to the Bridge, made available?

4. Are cable, regular phone and cell phone links secure in a severe storm? Can police lines handle the influx of calls in an emergency? What will happen if these links break down? Who decides what to broadcast over the radio?

5. Is there any “staging” in the Evacuation Plan, i.e. who leaves first, second etc. This might greatly speedup an orderly evacuation. Florida had such a plan, which includes the authority to shut down a motel etc, and electronic signs to inform people who leaves when.

6. How will the elderly, sick, others without cars get off the Island? Will school buses be made available? Who orders that? Who drives them? What other vehicles are available?

7. Will gas stations on the route remain open? Will they stock up on gas before hand?  Who has the authority to decide this?

8. Has any evacuation modeling been done of the Island and the various storm events it might experience? It doesn’t appear that any transportation modeling of vehicle queues and expected delays has been done.

9.  How often are “table top” exercises, where emergency scenarios are played out, held? Are the results of the exercise documented? Are those reports available for review? We recommend that several members of the public participate in the next table top exercises as observers.

To summarize, we are asking that the work done to date be brought forward so that the general public, whose lives may depend upon it, can review it and provide input.  As we mentioned in our first letter we have members familiar with issues of this nature and could help in a constructive review of the Plan if it were made available.

Given the importance of this subject, I would also suggest that a written response to this letter would be appropriate.

 Sincerely,

Dr. Robert Stern, Vice President

Democratic Club of Long Beach Island

 

                The Social Security Issue, by Dr Robert Stern, VP of the Democratic Club of LBI

 

Recently, you have heard a lot about Social Security. Unfortunately, most of it has been exaggerated, misleading or simply untrue. This handout prepared by the Long Beach Island Democratic Club attempts to present the facts about Social Security,  put the problems with it in perspective, and come up with some common sense solutions.  Social Security checks don’t have political party labels on them and our hope is that Democrats, Republicans, and Independents can rally around those solutions and press our elected representatives to enact them. This has more to do with results than politics.  The numbers below come from the non-partisan Congressional Budget Office (CBO).

 The Social Security Program has served the country well.  More than 47 million Americans receive benefits from it.  About 69% of the benefits go to retirees and their spouses, the rest to disabled workers, children and survivors. Without Social Security today over 40% of our elderly people would live in poverty; even with it, today, about 10 % still do.

 Social Security is a” pay as you” go system. In other words, current workers pay the benefits to current retirees. When workers pay in more revenues annually than benefits to retirees, a surplus is built up in the Social Security Trust Fund. That is happening today, and is shown in Figure 1 below. As the “baby boomers” retire they will get the benefit of that paying in, but eventually –around 2050- the Trust Fund will run out and benefits will be constrained by the annual revenues coming in then.

 

So, what does this mean to a person retiring after 2050?  It’s true that that person could no longer  receive the “scheduled” benefit that is calculated by Social Security formulas based on real wage growth. But as seen in Figure 2 that benefit is pretty optimistic. It would in fact make the Social Security payments to future retirees more than twice as good in terms of purchasing power than they are today. That’s still a laudable goal but even if nothing were done and future benefits were constrained by current revenue formulas, the Social Security payments to individuals (see Figure 2) still get better by about 25% than today's. So the talk about Social Security not “being there” for younger workers is simply not true.

 

                                                                                                                                                                       

So, what is the challenge for us today? Well , given that company retirement plans aren’t as reliable as they  once were, and that health care costs keep rising , we’d like to see our children  able to count on Social Security for more of their retirement security than we could. Private accounts won’t do the trick. As seen in Figures 1 and 2 the benefits paid under the Private Account  proposals, including both the Social Security Fund and private account payouts, are always less than what would occur under the current system even if nothing were done , not to mention being well below the “scheduled” benefits. This is because the increased benefit from your investment is more than offset by the decreased social security benefit from withdrawing money from the System and paying interest on your withdrawn money, and by calculating Social Security benefit based on price rather than wage growth.  Also, the part of the invested money that is inherited hurts the retirement objective of Social Security.

 The real solution is to bring long term scheduled benefits and revenues together as shown in Figure 3.  If this is begun early enough, around 2015, then only a 10% cut from scheduled benefits is needed as opposed to the 30% reduction needed in 2050 shown in Figure 1. About a 15% increase in revenue-or 0.7% of the Gross Domestic Product (GDP) - is also needed to close the gap between benefit and revenue.  That gap doesn’t need to be fully closed by new measures because a good part of the Trust Fund surplus can be preserved for future use as shown by the curved arrows in Figure 3.

Some options for increasing revenue are shown in Table 1. Even without raising the payroll tax, the 0.7% of GDP need can be reached.

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The Social Security Program, rather than being in a crisis, is in good shape for another 45 years, not only providing but increasing individual benefits in real terms. If made early, modest fixes to the System can be made to sustain and even improve it well beyond 2050.   We should all be working to identify the impact and equity of those fixes, rather than engaging in an ideological struggle over public versus private systems.

 

Archives..

JOB REPORT: 2007-2011

Here are ten benefits which come online following the President's signature on the health care bill:

  1. Adult children may remain as dependents on their parents’ policy until their 27th birthday

  2. Children under age 19 may not be excluded for pre-existing conditions

  3. No more lifetime or annual caps on coverage

  4. Free preventative care for all

  5. Adults with pre-existing conditions may buy into a national high-risk pool until the exchanges come online. While these will not be cheap, they’re still better than total exclusion and get some benefit from a wider pool of insured.

  6. Small businesses will be entitled to a tax credit for 2009 and 2010, which could be as much as 50% of what they pay for employees’ health insurance.

  7. The “donut hole” closes for Medicare patients, making prescription medications more affordable for seniors.

  8. Requirement that all insurers must post their balance sheets on the Internet and fully disclose administrative costs, executive compensation packages, and benefit payments.

  9. Authorizes early funding of community health centers in all 50 states (Bernie Sanders’ amendment). Community health centers provide primary, dental and vision services to people in the community, based on a sliding scale for payment according to ability to pay.

  10. AND no more rescissions. Effective immediately, you can't lose your insurance because you get sick.

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US and Russia Sign New Nuclear Arms Reduction Treaty

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Student loan reform

Student loan reform is a major victory for all those parents and their children who are planning higher education. The legislation

1.Ends subsidies for special – interest private lending companies

2.Doubles funding for Pell Grants to help more students afford a college education

3.Will cap a graduate’s annual student-loan repayments at 10 percent of his or her income

4. Helps an additional 5 million Americans earn degrees and certificates over the next decade, by revitalizing programming at our nation’s community colleges

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Wall Street Reform Bill Passes Amidst Widespread Media Diversion

http://www.examiner.com/x-46119-DC-Business-Commentary-Examiner~y2010m7d23-Wall-Street-Reform-Bill-Passes-Amidst-Widespread-Media-Diversion

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Economic recovery

The NY Times on July 27  highlighted a new study, conducted by Alan Binder (former vice chair of the Federal Reserve) and Mark Zandi (chief economist for Moody's Analytics and a former McCain adviser). It concludes, among other things,  that economic recovery measures by President Obama and Congress saved 8.5 million jobs and boosted our national GDP by 6.5 percent.

http://my.barackobama.com/page/m/55c10b75/6c5a08f6/8c434998/11880368/33033207/VEsH/

The full study is a bit long but can be found at;

http://www.economy.com/mark-zandi/documents/End-of-Great-Recession.pdf

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Stimulus: where did it go?

Most of the economic stimulus program went to tax relief , including a tax cut for low and middle income Americans that averaged $400 for an individual and $800 for a family.

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Auto industry 'growing strong' after bailout

http://www.cnn.com/2010/POLITICS/07/30/obama.auto.recovery/?hpt=T2

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US Troop Withdrawal From Iraq Remains on Schedule

http://www1.voanews.com/english/news/Biden-US-Troop-Withdrawal-From-Iraq-Remains-on-Schedule-98703259.html

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The Lily Ledbetter Act for equal pay

For Women, What a Difference a Year Almost Made

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Obama signs emergency bill to halt teacher layoffs

Only two republicans for for it in Congress!

http://www.comcast.net/articles/news-general/20100810/US.Jobs.Bill/

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President Obama signs U.S. Manufacturing Enhancement Act of 2010 into law

http://www.mlive.com/michigan-job-search/index.ssf/2010/08/president_obama_signs_us_manufacturing_e.html

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Senate approves $600 million in border security funds

http://www.cnn.com/2010/POLITICS/08/12/pol.senate.border.funding/?hpt=Sbin

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U.S. Economy Grew at 2.6% Pace in Third Quarter

http://www.bloomberg.com/news/2010-12-22/u-s-economy-grew-2-6-in-third-quarter-final-revision-shows.html

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President Obama signs repeal of 'don't ask, don't tell'

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The Obama Recovery: 1.5 million jobs in 12 month.

* 

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President Obama signs 'America Invents' patent reform act into law

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US strike kills American al-Qaida cleric in Yemen

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US kills Osama bin Laden

http://xfinity.comcast.net/articles/news-general/20110502/US.Bin.Laden/

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To be continued...

 

Less than 3 years of democratic administration:
Sen. Stevens scandal * Sen. Larry Craig scandal * Bob Allen scandal * Vitter scandal * Tobias scandal * Wolfowitz scandal * Gonzalez scandal * Lost e mail * Walter Reed scandal  * Ney scandal * Foley scandal * Hastert scandal * Tom Delay scandal * Abramoff scandal * Katrina victims handling * War in Iraq * Selling US Ports to foreign governments * Revealing name of CIA agent to the Press * Eavesdropping on US citizens without court permission * Over eight trillion dollars national debt ($130,000 for every American family today) * The rich get richer and the poor poorer * Big tax breaks to the rich * Attempts to undermine Social Security * No Cohesive Plan for Affortable Health Care * $10 billion no-bid contracts to Halliburton * $423 billion projected 2006 deficit * 6 million Americans lost their Health Insurance during the Bush Administration * 12% increase of American children below poverty line since Bush took office *
The 8 years of republican administration in brief:

Response from President Obama to our letters...

     Thank you for writing me.  Each day, I hear from
concerned Americans who are struggling in this economy.
Their stories encourage me to work harder to ensure all
Americans can find good jobs so they can support their
families and their communities.

     Below are just a few of the actions we are taking to
help hard-working American families get through these
tough economic times:

CREATING JOBS AND GROWING OUR ECONOMY

     My Administration has taken critical steps to get us
back on our feet.  Our economy is growing again, and last
year's flood of job losses has slowed considerably.  These
are good signs for our future, yet they are little comfort to
those who are out of work or struggling to keep their home.
We are working tirelessly to push our recovery forward and
promote economic growth, accountability, and
transparency.  To follow developments and track local
projects, visit www.WhiteHouse.gov/issues/economy and
www.Recovery.gov.

IMPLEMENTING TOUGH WALL STREET REFORM

     For too long, Wall Street firms were not held
accountable, financial dealings were not transparent,
consumers and shareholders were not given enough
information and authority to make decisions, and
Government did not have the appropriate tools to close
down failing financial firms without bailing them out.  That
is why I went to Wall Street before this crisis hit and called
for common-sense reforms to protect Americans and our
economy, and that is why I am proud to have signed into
law the most comprehensive package of financial reforms
in decades, including the strongest consumer protections in
our Nation's history.

     Wall Street reform brings greater security to
hardworking people on Main Street--from families looking
to buy their first home or send their kids to college; to small
businesses, community banks, and credit unions who play
by the rules; to shareholders and investors who want to see
their companies grow and thrive.  By cracking down on
abusive and deceptive practices, these reforms ensure that
Americans are not unwittingly caught by overdraft fees or
unfair rate hikes, that students who take out loans have
clear information, and that lenders do not cheat the system.
It also gives Americans free access to their credit score if
they are denied a loan or insurance--or given a higher
interest rate--because of that score.

     Because of these reforms, the American people will
never again be asked to foot the bill for the excessive risk-
taking of some on Wall Street.  There will be no more
taxpayer-funded bailouts.  By laying a foundation for a
stronger, safer financial system that is innovative and
competitive, our Nation will reach a more secure and
prosperous future.  To learn more about how financial
reform affects you, please visit:
www.FinancialStability.gov.

ENDING CREDIT CARD COMPANY ABUSES

     My Administration is also working to help
Americans who have had their credit lines reduced or
interest rates increased without clear justification.  Last
year, I partnered with Congress to pass the Credit Card
Accountability, Responsibility, and Disclosure (CARD)
Act.  This landmark law took effect in February, and
promotes greater fairness, transparency, and accountability
in credit card practices.  It requires companies to inform
credit card holders of payment timetables and accrued
interest, and it ends retroactive rate hikes and sudden
changes to terms and conditions.  To read more about
CARD and how it affects you, visit
www.WhiteHouse.gov/the_press_office/Fact-Sheet-
Reforms-to-Protect-American-Credit-Card-Holders and
www.WhiteHouse.gov/issues/economy.

     These reforms will have a tangible impact on the
ability of American families and businesses to achieve their
goals.  For information on credit and consumer protections,
please visit www.hud.gov/foreclosure or call 1-888-
MYMONEY.

ASSISTING HOMEOWNERS

     Many Americans are also struggling to stay in their
homes.  Access to the American dream is being tested by a
mortgage crisis that threatens the stability of families,
neighborhoods, and our entire economy.  While many
Americans have received help, far too many are still unable
to refinance their mortgages or obtain loan modifications.
This crisis has not only hurt home values nationwide, it has
also had a dramatic effect on the credit Americans need to
purchase cars, pay college tuition, and grow small
businesses.

     For assistance with a home foreclosure or to find a
local housing counselor, I encourage you to call your
mortgage servicer directly, speak with a housing specialist
at 1-888-995-HOPE, or contact the Department of Housing
and Urban Development at 1-800-569-4287.  You can also
visit www.hud.gov/foreclosure or
MakingHomeAffordable.gov.

HELPING STRUGGLING FAMILIES

     As our economy recovers, we must continue to help
those who are losing their jobs and struggling to pay their
bills.  Every day, I meet with my economic advisors to
make sure we are doing all we can to create good jobs and
help Americans support their families and pursue the
American dream.

     My Administration is helping Americans return to
work by emphasizing job training in industries that cannot
be outsourced.  Recently laid-off workers receiving
unemployment benefits have new opportunities to pursue
higher education and job training programs, including
easier access to Pell Grants.  To encourage job creation in
the United States, I am replacing tax laws that send jobs
overseas with new incentives to create them here at home.
Available assistance can be found online at
www.dol.gov/recovery/implement.htm or
www.Opportunity.gov.

     Together, we can help more Americans find and
keep good jobs and enjoy a healthy standard of living.  To
locate an employment center near you, select your state at:
http://www.dol.gov/dol/location.htm.  For information on
benefits and opportunities for those out of work, I
encourage you to visit:
http://www.dol.gov/dol/audience/aud-unemployed.htm.  To
find career resources, you may call 1-877-872-5627 or
visit:  www.careeronestop.org.

     While it will take time to turn our economy around,
I am confident we will emerge from this crisis stronger than
before.  For more information on jobs, health benefits,
housing assistance, and other public resources call 1-800-
FEDINFO or visit:  www.usa.gov.  Thank you again for
writing.

Sincerely,
Barack Obama

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Response from Vice President Biden to our letters...

 

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